Lisa Dawn Green, et al. v. Vicki Renee Johnson, et al.

We granted permission to appeal in this case to determine whether an uninsured motorist carrier may reduce amounts owed under an uninsured motorist provision by the amount of settlement proceeds an insured receives from a non-motorist defendant. Because the uninsured motorist  statutes, codified at Tennessee Code Annotated sections 56-7-1201 to -1206, unambiguously  allow an uninsured motorist carrier to limit its liability by “the sum of the limits collectible under all  liability and/or primary uninsured motorist insurance polices, bonds, and securities applicable to the bodily injury or death of the insured,” Tenn. Code Ann. § 56-7-1201(d), and to receive an offset  or credit for “the total amount of damages collected by the insured from all parties alleged to be liable for the bodily injury or death of the insured,” id. §1206(i), we conclude that the uninsured motorist carrier in this case is entitled to an offset for the monies the insured received from the non-motorist defendants. Accordingly, we affirm the decisions of the trial court and Court of Appeals.